Johnny O's Landscaping Privacy Policy
Our Commitment to Protecting Your Privacy
& Your Choice
to Limit Marketing
We Strive To Fulfill Your Trust…Every Day. You can be confident in the trust you have placed in Johnny O’s Inc. We honor that trust and strive to return it by offering you financial security, backed by the highest quality products and services. Information is at the heart of our ability to deliver the value-added, personalized service you deserve. You have a right to know what information we gather about you, and how we use it to enhance the convenience and quality of our services.
Our Commitment to Protecting Your Privacy
Following is the Privacy Policy for the Johnny O’s Inc affiliated companies listed below, of which you are a customer, and with which you may have a relationship in the future. This Policy also applies to future Johnny O’s Inc affiliated companies. In this Policy, "we," "us,' or "our" means the Johnny O’s Inc entity (ies) with which you have a relationship, and "you" or "your" means the individual customer who has the relationship. Johnny O’s Inc has adopted this Policy to inform you of the confidentiality with which we treat personally identifiable financial information of individual consumers (also referred to as "nonpublic personal information" or "customer information").
Your Information Is Safe With Us
We have implemented this Policy throughout the Johnny O’s Inc family to ensure the security and accuracy of all customer information. This Policy applies to current and former customers. Our operating and data processing environments are highly secure, and we maintain strict physical and electronic safeguards wherever customer information is used or stored. In addition, our employees are committed to maintaining the confidentiality of any customer information. Johnny O’s Inc Code of Ethics requires all employees to affirmatively acknowledge that all customer information is to remain confidential. We comply with all applicable federal regulations in safeguarding customer information.
How We Share Information within Our Johnny O’s Inc Family
As we process transactions, administer your accounts and open new accounts, customer information as described above in the Information Collection section may be disclosed to other members of the Johnny O’s Inc family, including current and future affiliates such as Johnny O’s Ins LLC, Johnny O’s Johnny O’s Garden Center, and Johnny O’s Landscaping Inc. These disclosures are made to enhance the array of products and services available to you and to better help you meet your financial goals. If you prefer not to take advantage of such opportunities and not have your customer information disclosed within the Johnny O’s Inc family, you may "opt out" (that is, you may direct us not to make those disclosures and we will not do so) by calling us at 330-454-1448. If you have previously exercised your right to opt out, your election will continue to be honored and there is no need to do so again. Please note that if you choose to opt out, certain information may still be disclosed to Johnny O’s Inc companies, as permitted by law.
How We Share Selected Information With Third Parties
Sharing With Joint Marketing and Customer Service Companies
In order to provide you with offers of beneficial financial products and services, we may disclose customer information as described above in the Information Collection section to companies who perform joint marketing or customer services for us. This may include companies that perform marketing services on our behalf or other financial institutions with whom we have joint marketing agreements. Such companies are obligated contractually to keep customer information confidential and to comply with our confidentiality rules and policies. These companies are prohibited from using customer information for any purpose other than the purpose for which we have contracted.
Sharing With Other Non- Johnny O’s Inc Companies
To better serve your needs, we may also disclose customer information as described above in the Information Collection section, as permitted or required by applicable federal and state law, to non-affiliated financial service providers or non-financial companies such as companies that offer products and services that we believe may be beneficial to you. Such disclosure of selected information allows us to partner with companies who have a specific financial expertise so we can offer you a wider array of products and services. Such companies are obligated contractually to keep customer information confidential and to comply with our confidentiality rules and policies. These companies are prohibited from using customer information for any purpose other than the purpose for which we have contracted. If you prefer not to have your customer information disclosed to non- Johnny O’s Inc companies, you may "opt out" (that is, you may direct us not to make those disclosures and we will not do so) by calling us at 330-454-1448. If you have previously exercised your right to opt out, your election will continue to be honored and there is no need to do so again. Please note that if you choose to opt out, certain information may still be disclosed to third parties as permitted by law, including information to companies providing joint marketing or customer services.
Joint Accounts
If any of your accounts or relationships with us are held jointly with another person(s), we will treat a request to opt out of either affiliated or third party sharing by any of the joint owners to be a prohibition on sharing of all information related to all of the parties for that account. However, if the other joint account owners want to opt out for any accounts not held jointly with you, they must exercise thier opt out separately.
Notice Regarding Credit Bureau Reporting
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Privacy Policy Amendments
This Policy may be amended from time to time. When legally required, we will send you written notice of any amendments before the time they become effective. This Privacy Policy applies to the following Johnny O’s Inc Companies Johnny O’s Ins LLC, Johnny O’s Garden Center, and Johnny O’s Landscaping Inc.
Your Choice To Limit Marketing
This notice is being provided by the Johnny O’s Inc family of companies, which are listed above.
You may limit our affiliates from marketing their products or services to you based on your personal information that we collect and share with them. The information may include data such as your income, your account history with us, and other information bearing on your credit worthiness that we have already received or may collect or obtain in the future.
Your choice to limit marketing offers from our affiliates will apply until you tell us to change your choice. If you have already made a choice to limit marketing offers from our affiliates, you do not need to act again unless you want to change your choice.
To limit marketing offers, contact us at 330-454-1448.
How Can We Help You Today?
Johnny O’s Inc is dedicated to offering you choices - and respecting the choices you make - every day. We look forward to continuing to offer you services that deliver convenience, savings, value and security. For questions or concerns, please call our Customer Contact Center at 330-454-1448.
We Strive To Fulfill Your Trust...Every Day
You can be confident in the trust you have placed in Johnny O’s Inc. We honor that trust and strive to return it by offering you financial security, backed by the highest quality products and services. Information is at the heart of our ability to deliver the value-added, personalized service you deserve. You have the right to know what information we gather about you, and how we use it to enhance the convenience and quality of our services.